Best Bank CD Interest Rates and Credit Union CD Interest Rates – New York, New York

CD rates are so low these days if we ever return to a 5.00 percent 12 month CD rate everyone will rejoice, even a 3.00 percent 12 month CD rate will be cause for celebration. Now back to the present dismal rates. The current national 12 month CD rate is averaging 0.87 percent this morning. The national average 12 month CD rate has been under 1.00 percent since early April of 2010. 

The current national average 3 month CD interest rate is 0.38 percent this morning. Longer term average CD rates at banks and credit unions are not much higher. The current average 60 month CD rate is 2.30 percent. Of course you can find bank CD rates and credit union CD rates better than the national average CD rates. 

We have compiled a list of the highest CD rates from credit unions and banks in New York, New York, using our CD rate tables. You can use our CD calculator to calculate the return on your certificate of deposit investment using the CD rates and CD yields below.

The best 3 month CD rate on our list of best CD rates is from Marathon National Bank. The bank’s current 3 month bank CD rate is 1.00 percent with an annual percentage yield (APY) of 1.00 percent. That CD rate is more than double the current average 3 month CD interest rate.

Flagstar Bank has the highest 6 month CD rate on our 6 month CD rate list in New York, NY. Flagstar Bank’s current current 6 month bank CD rate is 1.24 percent with an APY of 1.25 percent. That CD rate is almost three times the current national average 6 month CD rate of 0.43 percent.

Flagstar Bank and Sallie Mae Bank have the highest 12 month CD interest rates on our list in NYC. Both bank’s currently have a 12 month bank CD rate of 1.54 percent with an APY of 1.55 percent.

Best CD Rates and CD Yields in New York, New York

Best 3 month CD Rates and CD Yields

• Marathon National Bank CD Rates 1.00% APY 1.00% Min $1000
• Broadway National Bank CD Rates 0.85% APY 0.85% Min $500
• First National LI CD Rates 0.85% APY 0.85% Min $1000
• BankDirect CD Rates 0.75% APY 0.75% Min $10000
• Tennessee Commerce Bank CD Rates 0.75% APY 0.75% Min $2500
• Eastbank CD Rates 0.75% APY 0.75% Min $2500

Best 6 month CD Rates and CD Yields

• Flagstar Bank CD Rate 1.24% APY 1.25% Min $500 
• Ally Bank CD Rate 1.13% APY 1.14% Min $ 1 
• Giantbank.com CD Rate 1.10% APY 1.11% Min $2500 
• Broadway National Bank CD Rate 1.10% APY 1.11% Min $500 
• Discover Bank CD Rate 1.09% APY 1.10% Min $2500 
• AIG Bank CD Rate 1.06% APY 1.06% Min $2500

Best 12 month CD Rates CD Yields

• Flagstar Bank CD Interest Rates 1.54% APY 1.55% Min $500 
• Sallie Mae CD Interest Rates 1.54% APY 1.55% Min $ 1 
• Discover Bank CD Interest Rate 1.49% APY 1.50% Min $2500 
• Capital One Direct Banking CD Interest Rate 1.49% APY 1.50% Min $5000 
• Giantbank.com Rates 1.45% APY 1.46% Min $2500 
• Ally Bank Rates 1.45% APY 1.46% Min $ 1 

Website owners, you can use our free CD rate widget, free savings rate widget and free mortgage rate widget to keep your visitors up to date on all interet rates.