Best 18 Month CD Rates

Certificate of deposit rates and yields have been heading down all year long. Finding the highest CD rates takes a lot of research.

Currently, 18 month CD rates are averaging 1.29 percent but you can find better rates than the average CD rate.

MetLife Bank is offering one of the best CD rates available for an 18 month CD if you have $25,000 or more to deposit. The bank’s current annual percentage yield is 2.15 percent.

We have compiled a list of the top ten 18 month CD rates and CD yields available as of November 10, 2009. All banks listed offer certificate of deposit accounts insured by the Federal Deposit Insurance Corporation (FDIC).

Best 18 Month CD Yields

1. UmbrellaBank.com 2.10% APY (minimum balance $1,000)
2. Pacific Mercantile Bank 2.10 APY ( minimum balance $10,000)
3. Nationwide Bank 2.02% APY (minimum balance $500)
4. Bank of Internet 2.02% APY ($1,000 minimum) (12 month also @ 2.025 APY)
5. Imperial Capital Bank 2.01 APY (minimum balance $2,000)
6. EmigrantDirect.com 2.00% APY (minimum balance $1,000)
7. Aurora Bank 1.99% APY (minimum balance $1,000)
8. AIG Bank 1.96% APY (minimum balance $2,500)
9. Discover Bank 1.95% APY (minimum balance $2,500)
10. AllyBank 1.94% APY (minimum balance $1.00)

Find the highest CD rates and CD yields in your area by searching our certificate of deposit tables here: CD Rate Tables