Best 12 Month CD Interest Rates in San Diego, CA

The current national average 12 month CD rate is 0.77 percent this morning. There are CD rates available from banks and credit unions that are higher than the national average CD rates. We have compiled a list of the best bank CD rates and credit union CD rates in San Diego, California.

The best 12 month CD rate on our list in San Diego, CA is from Sallie Mae and Flagstar Bank. Both banks are currently offering their 1 year CD rate at 1.54 percent with an annual percentage yield of 1.55 percent. The bank’s CD rates are exactly double the current national average 12 month CD rate. The minimum opening certificate of deposit account balance at Flagstar Bank is $500. Sallie Mae Bank’s minimum opening deposit is only $1.

Bank of Internet has the second highest CD rate on our list of 12 month rates in San Diego, CA. Bank of Internet’s current 12 month CD rate is offered at 1.47 percent with an APY of 1.48 percent. The minimum opening CD account balance at Bank of Internet is $1,000. 

Best 12 Month CD Rates in San Diego, California

• Sallie Mae 1.55% APY Min $ 1 
• Flagstar Bank 1.55% APY Min $500 
• Bank of Internet USA 1.48% APY Min $1000 
• Giantbank.com 1.46% APY Min $2500 
• Discover Bank 1.45% APY Min $2500 
• Nationwide Bank 1.45% APY Min $10,000 
• Ally Bank 1.44% APY Min $ 1 
• AIG Bank 1.41% APY Min $2500 
• Tennessee Commerce Bank 1.35% APY Min $2500 
• PenFed 1.31% APY Min $1000 
• American Express Bank FSB 1.30% APY Min $ 0 
• La Jolla Bank 1.30% APY Min $10,000 
• Luther Burbank Savings 1.20% APY Min $1000 
• EverBank 1.15% APY Min $1500 12 mo
• BankDirect 1.11% APY Min $10,000 
• ING DIRECT 1.00% APY Min $ 1 
• First Internet Bank of IN 1.00% APY Min $1000 
• CapitalSource Bank 0.90% APY Min $10,000 
• HSBC Advance 0.90% APY Min $1000

Compare CD rates from several banks and credit unions in minutes at MonitorBankRates.com. Use our free CD calculator and CD ladder calculator to calculate your certificate of deposit investment return.