Alabama Central Credit Union CD Rates

Alabama Central Credit Union is offering certificates of deposit that have some of the best CD rates available these days. Certificate of deposit terms range from 6 months to 5 years for regular certificates of deposit and IRA certificates of deposit.

The minimum opening CD account balance for regular certificates of deposit accounts is $500. IRA certificate of deposit accounts have a $250 minimum opening deposit.

As with any credit union you’ll have to join Alabama Central to open a certificate of deposit account. For more information about joining visit: ACCU Membership Information.

Alabama Central Credit Union’s 12 month certificate of deposit annual percentage rate (APR) is currently at 1.656% and the annual percentage yield (APY) is 1.75%.

The 12 month CD rate and CD yield isn’t the highest CD rate and yield around but it beats the national average by 0.65%. The 12 month jumbo CD rate is higher, the credit union is advertising a 12 month jumbo CD rate of 1.893% with an APY of 2.00%.

Here are current CD rates and CD yields at ACCU:

• 6 Month CD 0.946% APR 1.000% APY
• 1 Year CD 1.656% APR 1.750% APY
• 2 Year CD 1.893% APR 2.00% APY
• 3 Year CD 1.987% APR 2.10% APY
• 4 Year CD 2.082% APR 2.20% APY

Here are current IRA CD rates and CD yields at ACCU:

• 6 Months CD 0.946% APR 1.000% APY
• 1 Year CD 1.656% APR 1.750% APY
• 2 Year CD 1.893% APR 2.00% APY
• 3 Year CD 1.987% APR 2.10% APY
• 4 year CD 2.082% APR 2.20% APY

All certificate of deposit accounts are insured by the National Credit Union Administration (NCUA). In addition to these CD terms the credit union is also offering secured certificate of deposit loans. For current CD rates and more information on certificate of deposit loans please visit: Alabama Central Credit Union.