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	<title>MonitorBankRates.com</title>
	<link>http://www.monitorbankrates.com</link>
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		<title>CD Calculator</title>
		<description><![CDATA[MonitorBankRates.com has five new financial calculators including a Certificate of Deposit (CD) calculator. The calculators are very easy to use and are located under the &#8220;Calculators&#8221; tab. A CD calculator will help you determine how much interest you will earn on a CD.
To determine the amount of interest you will be paid on a certificate of deposit, [...]]]></description>
		<link>http://www.monitorbankrates.com/home/cd-calculator</link>
			</item>
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		<title>AIG Bank High Yield Money Market Account</title>
		<description><![CDATA[AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.

 
You [...]]]></description>
		<link>http://www.monitorbankrates.com/online-savings-accounts/aig-bank-high-yield-money-market-account</link>
			</item>
	<item>
		<title>eBank 1 Year Certificate of Deposit Rate</title>
		<description><![CDATA[eBank is offering a 1 year Certificate of deposit (CD) that currently has a 3.50% annual percentage yield. The minimum deposit is $1,000. One of the interesting benefits of the CD account is you can do an early withdrawal for up to $10,000 without paying a penalty if money is for a medical emergency.
eBank is also offering a [...]]]></description>
		<link>http://www.monitorbankrates.com/cdrates/ebank-1-year-certificate-of-deposit-rate</link>
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		<title>Bank of Internet 3.20% APY Checking Account</title>
		<description><![CDATA[Bank of Internet is offering a high yield checking account that currently has a 3.20% yield. The online checking account has a higher yield then traditional banks because Bank of Internet has less overhead, passing the savings on to depositors.
The minimum opening deposit is $500 and there is a monthly fee of $7.50 if your [...]]]></description>
		<link>http://www.monitorbankrates.com/home/bank-of-internet-320-apy-checking-account</link>
			</item>
	<item>
		<title>Chase Checking $50 Promo Bonus</title>
		<description><![CDATA[Chase Bank is offering a promotional checking account, if you open a Chase checking account with $100 of new money, not money currently held in Chase banking accounts, you will earn a $50 bonus.
To qualify for this offer you must also initiate a monthly direct deposit of either a payroll check, pension, Social Security or other [...]]]></description>
		<link>http://www.monitorbankrates.com/online-checking-accounts/chase-checking-50-promo-bonus</link>
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		<title>Midwest America FCU Rewards Checking 6.31%</title>
		<description><![CDATA[Midwest America Federal Credit Union is offering one of the best deposit rates for a rewards checking account, the current yield is 6.31% for balances up to $25,000. Balances over $25,000 earn a yield of 1.51%.
There are certain monthly requirements that have to be meet in order to receive this high yield, if you do [...]]]></description>
		<link>http://www.monitorbankrates.com/online-checking-accounts/midwest-america-fcu-rewards-checking-631</link>
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		<title>Investing the &#8220;Rainy Day Fund&#8221;</title>
		<description><![CDATA[Having cash on hand to get through any ruff period in life is essential to any financial plan.
Financial analysts recommend having three to six month&#8217;s of living expenses on hand to get through any emergency, like getting laid off, without resorting to credit card debt, paying both cash advance fees and an exorbanant interest rates on credit cards. 
Where [...]]]></description>
		<link>http://www.monitorbankrates.com/personal-finance/investing-the-rainy-day-fund</link>
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		<title>Wachovia Way2Save Savings Account 5.00% APY</title>
		<description><![CDATA[Wachovia Bank has a unique savings account called &#8220;Way2Save&#8221;. What makes this savings account unique is that it is linked to your Wachovia checking account and for each qualified transactions you do $1.00 is deposited into your savings account. 
Qualified transactions include all check card purchases and bills paid online. You can also have a recurring monthly transfer up to [...]]]></description>
		<link>http://www.monitorbankrates.com/online-savings-accounts/wachovia-way2save-account</link>
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		<title>Mortgage Rates Fall and Applications Rise</title>
		<description><![CDATA[The Mortgage Bankers Associations (MBA) said today that its Mortgage Applications Survey increased 48 percent the week ending December 19th and the Refinance Index surged 62 percent. The surge in activity is being driven by record low mortgage rates.
The average contract interest rate for 30-year fixed-rate mortgages decreased to 5.04 percent from 5.18 percent, with points increasing to 1.17 [...]]]></description>
		<link>http://www.monitorbankrates.com/home/mortgage-rates-fall-and-applications-rise</link>
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		<title>FNBO 12 Month CD Rate</title>
		<description><![CDATA[]]></description>
		<link>http://www.monitorbankrates.com/cdrates/fnbo-12-month-cd-rate</link>
			</item>
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		<title>Housing Prices Decline 1.1% From September to October</title>
		<description><![CDATA[The Federal Housing Finance Agency has just released a report estimating housing prices have declined 1.1% from September to October on a seasonally adjusted bases.
The year over year decline for the entire United States is 7.5%. 
The FHFA index isn&#8217;t representative of the entire housing market because the index is calculated by only using the purchase price of houses [...]]]></description>
		<link>http://www.monitorbankrates.com/personal-finance/housing-prices-decline-11-from-september-to-october</link>
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		<title>WTDirect Promo High Yield Savings Account</title>
		<description><![CDATA[MBR has just received word that WTDirect is extending their &#8220;Winter Bonus Blast savings account&#8220;. When you open an account during this promotion period you will receive a cash bonus up to $250. The promo bonus is based on your average balance between 1/1/09 and 2/28/09.
Details:

The promotional offer is only available to new WTDirect Clients
You must [...]]]></description>
		<link>http://www.monitorbankrates.com/home/wtdirect-promo-high-yield-savings-account</link>
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