Average Cash Back Credit Card Rates January 7, 2011

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The average cash back credit card rate is stable the first week of 2011. The current average cash back rate is 12.589 percent, unchanged from the previous week’s average. Again, this is the average rate, you can find cash back rates lower than the average. Right now on our “Cash Back Credit Card” rate list Iberia Bank is offering their Visa Gold Cash Back Rewards Card.

The lowest current rate on this card is 9.25 percent and as with all credit cards is based on your credit creditworthiness/history. You can earn up to 1% cash back with no limit on cash earned. There is no annual fee on the card.

If you’re searching for a rewards card with a higher cash back percentage we also have several cards that earn either 3% cash back or 5% cash back. A sample of the cards listed on our list of cash back credit cards include Discover’s More Card, Motiva Card, American Express and Costco’s TrueEarnings Card and Pentagon Federal Credit Union’s Visa Platinum Cashback Rewards Card.

If you’re a student we have Discover’s Student Card-Clear and Discover’s Student Card Tropical Beach credit card. Most of the cards available on our list have also an introductory rate period of 0.00%.

So if you’re looking for a cash back credit card just compare the cards on our list to find the best cash back credit card rates.