12 month bank CD rates are 1.008 percent today, but you can find 12 month CD rates better than the national average CD rate. Right now, UFB Direct is paying the highest CD yield for a 12 month certificate of deposit, their current APY is 1.81 percent.

Looking for the highest CD rates? Search our CD rate tables for CD rates. Highest CD Rates.

Tennessee Commerce Bank and Discover Bank are also paying some of the best CD rates for a 12 month certificate of deposit rate. Both banks currently have a 12 month certificate of deposit yield of 1.70 percent.

Here is a list the best 12 month certificate of deposit rates in Tampa, Florida (FL):

CD Rates above the National Average Rate

UFB Direct  1.81% APY Min $8000
Tennessee Commerce Bank  1.70% APY Min $2500
Discover Bank  1.70% APY Min $2500
Giantbank.com  1.66% APY Min $2500
Ally Bank  1.65% APY Min $ 1
EverBank 1.62% APY Min $1500 1.62%
ING DIRECT  1.60% APY Min $ 1
AIG Bank  1.60% APY Min $2500
Nationwide Bank  1.60% APY Min $10,000
American Express Bank FSB  1.50% APY Min $ 1
Bank of Internet USA  1.40% APY Min $1000
Third Federal  1.40% APY Min $500
Allstate Bank  1.30% APY Min $1000
BancorpSouth  1.30% APY Min $1000  11 Month
PenFed 1.25% APY Min $1000 1.25%
First Internet Bank of IN  1.25% APY Min $1000
Colonial Bank  1.25% APY Min $500
Coastline FCU  1.25% APY Min $1000
HSBC Direct  1.25% APY Min $1000
BankDirect  1.11% APY Min $10,000
Ameriprise Bank FSB  1.05% APY Min $2500

CD Rates below the National Average Rate

E-LOAN.com  1.00% APY Min $10,000
Citibank  0.95% APY Min $10,000
AmTrust Bank/Ohio Savings  0.85% APY Min $10,000
Regions Bank  0.70% APY Min $1000
Bank of America  0.65% APY Min $10,000
SunTrust Bank  0.60% APY Min $10,000
Wachovia Bank  0.40% APY Min $10,000
Zions Bank  0.30% APY Min $1000
Chase  0.20% APY Min $10,000
Chase  0.20% APY Min $10,000
E*TRADE Bank  0.10% APY Min $1000

Looking for the bank CD rates? Find the highest CD rates here: Highest  CD Rates.