CD Rates & Jumbo CD Rates from Capital One Direct Banking & Costco

Capital One Direct Banking and Costco are advertising bank CD rates that are competitive with the national average CD rates. Capital One Direct Banking and Costco are advertising regular certificates of deposit and jumbo certificates of deposit. 

Certificates of deposit are available in terms of 18 months to 10 years. CD accounts are opened at Capital One Bank. Regular certificate of deposits have a minuimum opening balance of $5,000. Jumbo certificates of deposit have a minimum opening balance of $100,000.

Searching for the highest CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best bank CD rates and credit union CD rates.

There is also a Costco Member Incentive for opening a certificate of deposit account. By opening a Capital One Direct Banking account of any kind through Costco and depositing at least $5000 within 30 days of opening the account, you’ll receive $60 if you’re a Costco Executive Member or $20 if you’re a Gold Star or Business Member.

CD Rates and APY

• 18 months CD Rates 1.00% APY 1.01%
• 2 years bank CD Rate 1.29% APY 1.30%
• 30 months CD interest Rate 0.80% APY 0.80%
• 3 years CD Rates 1.93% APY 1.95%
• 4 years bank CD Rates 2.27% APY 2.30%
• 5 years CD interest Rates 2.71% APY 2.75%
• 7 years CD Rate at bank 3.00% APY 3.05%
• 10 years CD Rate at banks 3.25% APY 3.30%

Jumbo Bank CD Rates and APY

• 18 months CD Rate 1.00% APY 1.01%
• 2 years CD Rate 1.29% APY 1.30%
• 30 months CD Rate 0.80% APY 0.80%
• 3 years CD Rate 1.93% APY 1.95%
• 4 years CD Rate 2.27% APY 2.30%
• 5 years CD Rate 2.71% APY 2.75%
• 7 years CD Rate 3.00% APY 3.05%
• 10 years CD Rate 3.25% APY 3.30%

CD rates can change at anytime. For a current list of CD interest rates visit most recent list of CD rates, visit Capital One Costco CD Rates. To compare CD rates from several banks and credit unions go to MonitorBankRates.com.