CapitalSource Bank, headquartered in Los Angeles, California, is offering certificates of deposit with terms ranging between 3 months and 60 months. CapitalSource Bank lowered their CD rates since we last reported on their rates.

Find the best credit union CD rates and bank CD rates by searching our CD rate tables at CDRates.MonitorBankRates.com.

CapitalSource Bank’s 12 month promotional CD rate is 1.19 percent with an annual percentage yield of 1.20 percent. The 12 month promo CD rate was recently lowered from 1.49 percent and an annual percentage yield (APY) of 1.50 percent. That rate still beats the current national average 12 month CD rate of 0.96 percent. The rate is also better than most 12 month CD rates.  The promo rate is only available online with a minimum $25,000 deposit.

The bank’s 6 month ”Liquid Certificate of Deposit” currently has a CD rate of 0.65 percent with an APY of 0.65 percent for balances between $25,000 and $250,000. The CD rate and CD yield was recently lowered from 0.80 percent. What makes the certificate of deposit a Liquid CD is penalty free withdrawals are allowed 7 days after opening the account and if at least $25,000 remains on deposit.

CapitalSource Bank CD Rates

CD Rates for Account Balances of $10,000 or more

3 month Bank CD Rate 0.50% APY 0.50%
6 month Bank CD Rate 0.85% APY 0.85%
9 month Bank CD Rate 0.85% APY 0.85%
12 month Bank CD Rate 1.00% APY 1.01%
18 month Bank CD Rates 1.49% APY 1.50%
24 month Bank CD Rates 1.69% APY 1.70%
36 month Bank CD Rates 2.08% APY 2.10%
48 month Bank CD Rates 2.37% APY 2.40%
60 month Bank CD Rates 2.61% APY 2.65%

CD Rates for Account Balances of $1,000 to $9,999

3 month CD Rate 0.35% APY 0.35%
6 month CD Rate 0.70% APY 0.70%
9 month CD Rate 0.70% APY 0.70%
12 month CD Rate 0.85% APY 0.85%
18 month CD Rate 1.34% APY 1.35%
24 month CD Rate 1.54% APY 1.55%
36 month CD Rate 1.93% APY 1.95%
48 month CD Rate 2.23% APY 2.35%
60 month CD Rate 2.47% APY 2.50%

CD rates change constantly, for a list of CapitalSource Bank’s current CD rates go to capitalsourcebank.com.