Best CD Rates: Affinity Plus Credit Union 1 Year Wahoo Certificate APY 2.00%

Affinity Plus Credit Union based in St. Paul, Minnesota, is advertising one of the best CD rates available on a 12 month CD. Affinity Plus Credit Union's Wahoo certificate has a current dividend rate (CD rate) of 1.98% with an APY of 2.00%. In today's low rate environment that rate has to be one of the highest rates available from any bank or credit union. To give you an idea of how good that rate is the current national average 1 year bank CD rate is only 0.47%.



The only drawback besides having to be eligible to join Affinity Plus Credit Union is the maximum certificate deposit amount that can earn the rate and yield is $25,000. You can check and see if you're eligible to join here: Affinity Plus Credit Union Membership.

If you're not eligible you can search for the highest CD rates in your area by using our CD rates table here: CD Rates.

Affinity Plus Credit Union is also offering other regular certificate accounts. None of the rates are as good as the Wahoo certificate but the rates are competitive. The credit union is also offering the following regular certificate rates.

3 months Rates 0.374% Yields 0.375% 
6 months Rates 0.499% Yields 0.500%  
12 months Rates 0.872% Yields 0.875% 
24 Months Rates 1.243% Yields 1.250%  
36 Months Rates 1.736% Yields 1.750% 
48 Months Rates 1.982% Yields 2.000% 
60 Months Rates 2.472% Yields 2.500%