2 Year CD Rates at Banks

2 year CD rates at banks are averaging 1.640 percent this week, down from the prior week’s average 2 year certificate of deposit rate of 1.833 percent.

CD rates have been slowing treading down since late last year. The average 2 year CD rate last year was around 5.00 percent.

Here are the top ten 2 year CD rates at banks listed in zip code 30305 at MonitorBankRates.com.

Top Ten 2 Year CD Rates at Banks

• E-Loan.com: Current CD yield 2.37 percent. Minimum deposit $10,000.
• Ally Bank: Current CD yield 2.35 percent. Minimum deposit $1.00.
• Discover Bank: Current CD yield 2.35 percent. Minimum deposit $2,500.
• Nationwide Bank: Current CD yield 2.30 percent. Minimum deposit $10,000.
• AIG Bank: Current CD yield 2.26 percent. Minimum deposit $2,500.
• EverBank: Current CD yield 2.20 percent. Minimum deposit $1,500 for 30 months.
• First Internet Bank of IN: Current CD yield 2.15 percent. Minimum deposit $1,000.
• Tennessee Commerce Bank: Current CD yield 2.15 percent. Minimum deposit of $2,500.
• Giantbank.com: Current CD yield 2.11 percent. Minimum deposit of $2,500.
• Bank of America: Current CD yield 2.00 percent. Minimum deposit of $10,000

Other banks offering a 2.00 yield for a 2 year certificate of deposit include, Citibank ($10,000 minimum deposit), Bank of Internet USA ($1,000 minimum deposit), EmigrantDirect.com ($1,000 minimum deposit), UFB Direct ($8,000 minimum deposit) and Georgia Bank & Trust ($500 minimum deposit).