Navy Federal Credit Union is advertising auto loan rates as low as 3.99% APR for both new car loans and used car loans up to 60 months. If you’re active duty or retired military or a 25-year member you can save with an additional 1/4% APR discount.

The 1/4% APR discount is only on certain loans when you apply at a credit union branch or by calling 1-888-842-6328 . The discount offer isn’t available if you apply online.

The credit union is also offering a better rate on 3 year new car loans. The current advertised APR is 2.99% for a 36 month auto loan for new vehicle.

Navy Federal is also offering manufacturer discounts through http://www.lovemycreditunion.org.

For information on Navy Federal auto loans visit: Navy Federal.