Chase Bank is advertising some of the best auto loan rates available today for new car purchases and used car purchases directly from dealers. Chase Bank also offers auto refinance loans.

If you’re a current Chase checking account holder or savings account holder, you can get .50 percent of the current advertised auto loan rate. There is a loan origination fee of $75.

We did a search for auto loans in St. Paul, Minnesota on Chase Bank’s website and were quoted car loan rates for 48 months, 60 months and 72 months. Naturally, the used car loan rates were higher than the new car loan rates but not substantially higher.

New Auto Loan Rates

• 48 months new auto loan APR – 4.86%
• 60 months new auto loan APR – 4.97%
• 72 months new auto loan APR – 5.90%

Used Auto Loan Rates

• 48 months used auto loan APR – 4.91%
• 60 months used auto loan APR – 5.02%
• 72 months used auto loan APR – 6.00%

Refinance Auto Loan

• 48 months refinance APR – 4.86%
• 60 months refinance APR – 4.97%
• 72 months refinance APR – 5.90%

You can earn the .25% discount off the rate when you select an automatic payment from a Chase checking or savings account. This discount will apply as long as you have enough funds in your account. If a payment isn’t made because of insufficient funds, the .25 discount will no longer apply.

Another discount of .25% is offered to all Chase Premier Checking or Chase Premier Platinum Checking account holders.

Chase Bank also offers an auto loan calculator and other various tools to help you figure out the monthly loan payments and find out which loan best suits you.

Chase Bank Auto Loan Rates