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Archives for June 2008GMAC Bank is offer the following Certificate of Deposit rates for balances of over $500.00
As with all CD’s there are early withdrawal penalties, you will forfeit 90 days of interest on a certificate of deposit of 1 year or less and 180 days of interest on certificate of deposits over 1 year. GAMC is currently offering a money market account rate of 3.00% APY on balances of $500.00 or more. The rate for balances under $500.00 is 2.90% APY. The money market account also offers the following benefits. The minimum opening balance is $50.00.
The offer is as of 6/27/2008, please check GMAC’s website for up to date rates. ING Direct is offering a very competitive high yield checking account called the “Electric Orange”. The interest rate is tired and based on the account balance, the current rates are listed here.
The high yield checking account also has the following benefits:
Countrywide Bank is currently offering very competitive CD (certificate of deposit) Rates, you can check the CD rates by viewing the CD and IRA CD rate table below.
The CD rates listed above are for consumer accounts, CD rates for Business accounts are listed below.
These certificate of deposit rates are current when this article was written, please check Countrywide Bank for updated rates. Countrywide Bank is offering an Online Savings Account that currently yields 3.75% APY for balances over $10,000. Free bank to bank transfers and you can link up to five of your existing accounts at other financial institutions. The account also offers the following benefits.
The minimum opening deposit is $1,000 and the savings account rates for balances under $10,000 is currently 3.00% APY. Discover Cash Back Business Credit Card
Discover is now offering a $100.00 Cash Back Bonus when you apply for the Discover Business Card. All you have to do is make $1,000.00 in purchases the first three months then the cash back bounus will be applied to your account within eight weeks. The business card offers the following:
Don’t ask the Fed, they can’t make up their minds, last week, Federal Reserve Chairman, Ben Bernanke suggested that the current Fed interest rate policy is “well positioned to promote moderate growth and price stability over time”. That “Fed Speak” signals that the central bank is done cutting interest rates for now, even though inflation is still a concern, “We are attentive to the implications of changes in the value of the dollar for inflation and inflation expectations, and will continue to formulate policy to guard against risks”, Bernanke also said. But wait a minute, today, the New York Fed President, Timothy Geithner, and the Dallas Fed President both said higher interest rates might be needed to dampen global inflation. Less then a week later then the Chairman’s suggestion that the policy is “well positioned to promote moderate growth and price stability over time”. As we all are aware, these are challenging times, oil and gasoline prices are going through the roof, the housing “depression” is still going on, why make things harder for everyone by making conflicting statements about the direction of interest rates in such a short period of time.
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